Trước hết, tôi phải chia sẻ với các bạn rằng chúng tôi rất vui khi được sống ở một đất nước yên bình, với sự ổn định chính trị, an ninh tốt nhất trên thế giới, và chúng tôi tự hào bởi vì điều đó. Việt Nam được coi là một trong những nước hòa bình nhất trên thế giới.
Tuy nhiên, có ý kiến cho rằng thế giới là dễ bay hơi hơn, không ai biết khi chiến tranh có thể xảy ra. Nhưng những gì mọi người đều biết là hậu quả của chiến tranh: bệnh tật, mất mát, tách biệt và suy giảm kinh tế.
Trong trường hợp này, câu hỏi đặt ra là vay tiền không cần chứng minh thu nhập ở đâu, có bất kỳ lợi ích nào khi bảo hiểm có sẵn không?
Trong trường hợp này, bạn nên kiểm tra các quy tắc và điều khoản của hợp đồng đã ký với công ty bảo hiểm. Thông thường, công ty bảo hiểm sẽ không trả bất kỳ quyền lợi bảo hiểm tử vong hoặc bảo hiểm tàn tật nào của người được bảo hiểm do nguyên nhân chiến tranh, hành vi chiến tranh hoặc bạo lực gây ra.
Nếu hợp đồng không cung cấp loại trừ, bạn sẽ được bảo hiểm theo chính sách bảo hiểm.
Và thực tế đã chứng minh rằng cuộc sống hiện tại tốt hơn nhiều so với trước đây, trong đó Việt Nam được coi là đất nước có nền kinh tế phát triển nhanh nhất và nền kinh tế ổn định nhất. Chiến tranh có thể xảy ra, nhưng tỷ lệ là 1%, nhưng rủi ro khác là 99%.
Hôm nay, chúng ta đang đối mặt với rất nhiều rủi ro không lường trước được. Vì vậy, khi chiến tranh đã không xảy ra, bạn cũng phải đối mặt với các tai nạn hoặc bệnh tật khác và khi không tham gia BHNT, việc thanh toán chi phí y tế sẽ rất khó khăn cho chính mình và gia đình của bạn.
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